Understanding Debt-to-Income Ratio
Why Your DTI Matters When you apply for a mortgage, lenders don’t just look at your credit score—they also look at your Debt-to-Income (DTI) ratio. This simple number is one of the most important factors in determining whether you’re approved for a loan and what kind of rates you’ll receive. The good news? Once you understand how DTI works, you can take steps to improve it, giving yourself a stronger shot at approval and better terms. Lendgo helps you go beyond just understanding DTI. We conn
Why Your DTI MattersWhen you apply for a mortgage, lenders don’t just look at your credit score—they also look at your Debt-to-Income (DTI) ratio. This simple number is one of the most important factors in determining whether you’re approved for a loan and what kind of rates you’ll receive.The good news? Once you understand how DTI works, you can t...
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Homes for Single People Affordable and Smart Options
It can be daunting to find a home as a single person. You want a spot that will meet your needs, that will help you feel safe and secure, but that won’t separate you from your money - too small, too expensive. But what a relief that there are most ingenious options available today, like these, where living alone seems fine. Get A Free Mortgage Quote This is a look at the single person house types, how to make sure it’s the right one for you, and some smart strategies for both buying or ren
Home Buying
What Are a Mortgagor’s Responsibilities? A Homeowner’s Guide
Buying a home is a major financial milestone—and for most people, that journey involves taking out a mortgage. If you’ve secured a home loan, you’ve taken on the role of a mortgagor—the borrower responsible for repaying the loan and maintaining the property. But what exactly are a mortgagor’s responsibilities? From making timely payments to protecting the value of your home, this guide explains everything you need to know in clear, simple terms. What Is a Mortgagor? A mortgagor is a person o
USDA Construction Loan: Build a Home in Rural Areas
USDA Construction Loan: Build a Home in Rural Areas
Sales Comparison Approach: A Real Estate Valuation Method
Sales Comparison Approach: A Real Estate Valuation Method
Mortgage Brokers: What They Do and When to Use One
Mortgage Brokers: What They Do and When to Use One
Letter of Explanation: What It Is and How to Write One
Letter of Explanation: What It Is and How to Write One
How to Buy a Manufactured Home and Land: A Step-by-Step Guide
How to Buy a Manufactured Home and Land: A Step-by-Step Guide
Buyer Agency Agreement: What Homebuyers Need to Know
Buyer Agency Agreement: What Homebuyers Need to Know
Zillow Active Under Contract: What It Means for Buyers & Sellers
Zillow Active Under Contract: What It Means for Buyers & Sellers
Enphase Batteries: Features, Benefits, and Installation Tips
Enphase Batteries: Features, Benefits, and Installation Tips
Your Electric Bill After Going Solar: What to Expect
Your Electric Bill After Going Solar: What to Expect
Best Roof Material for Solar Panels: What Works and What Doesn't
Best Roof Material for Solar Panels: What Works and What Doesn't
Solar Panel Installers: How to Choose the Right One for Your Home
Moving to solar energy is one of the most effective decisions for your residence and environmental conservation. It advances independence from power companies and provides reduced energy expenses and diminished carbon emissions. Your solar energy success will be determined substantially by what solar installation company you select. Get A Free Solar Quote Deciding which solar panel installers to choose from among the many available becomes a critical decision. Don’t worry—we’ve got you cov
Roof Pitch for Solar Panels: Best Angles for Maximum Efficiency
Roof Pitch for Solar Panels: Best Angles for Maximum Efficiency
Safety
Know Your Neighbor: A "Golden Girls" Lesson
You might be friendly with the new neighbors at first, until George Clooney shows up.
Background Search Basics
How Do I Know If I Passed My Background Check?
Are nerves getting the best of you when it comes down to knowing if you passed your background check? We'll talk about the basics of background checks, how they work, how long they take, and what to do if you don't pass your background check.
Background Search Basics
What Is a Military Background Check, and What Does It Include?
As you would imagine, military background checks are quite thorough. Could you pass one?
Court & Criminal Records
Can You Pass a Background Check With a Misdemeanor?
The possible consequences of having a misdemeanor on your background report, and how long it stays there.
Background Search Basics
How Far Back Do Background Checks Go?
Understand the scope and limitations of background checks regarding the timeframe of past records.
