Understanding Debt-to-Income Ratio
Why Your DTI Matters When you apply for a mortgage, lenders don’t just look at your credit score—they also look at your Debt-to-Income (DTI) ratio. This simple number is one of the most important factors in determining whether you’re approved for a loan and what kind of rates you’ll receive. The good news? Once you understand how DTI works, you can take steps to improve it, giving yourself a stronger shot at approval and better terms. Lendgo helps you go beyond just understanding DTI. We conn
Why Your DTI MattersWhen you apply for a mortgage, lenders don’t just look at your credit score—they also look at your Debt-to-Income (DTI) ratio. This simple number is one of the most important factors in determining whether you’re approved for a loan and what kind of rates you’ll receive.The good news? Once you understand how DTI works, you can t...
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Listing Agreement: What Sellers Need to Know
Listing Agreement: What Sellers Need to Know
How to Buy Abandoned Property: Legal Steps and Tips
How to Buy Abandoned Property: Legal Steps and Tips
Getting a Mortgage While Living Abroad: What You Need to Know
Getting a Mortgage While Living Abroad: What You Need to Know
FHA Gift Funds: Rules and Guidelines You Need to Know
FHA Gift Funds: Rules and Guidelines You Need to Know
What to Bring to Closing: A Complete Checklist for Buyers & Sellers
What to Bring to Closing: A Complete Checklist for Buyers & Sellers
Using a HELOC for a Down Payment: Pros, Cons, and Alternatives
A HELOC allows you to fully control how you get cash and is a temporary line of credit against the equity in your home. It is a fine option, although it may not be the best for every homeowner wishing to withdraw on their equity line. In case you’re wondering, “Can I use HELOC for down payment?” then yes, While HELOCs can be used for down payments, such an option may not always be considered ideal for the homeowner. Get A Free Mortgage Quote Getting to better understand HELOCs by weighing
The Biggest Potential Problem with an Escalation Clause Is That It… [Explained]
The Biggest Potential Problem with an Escalation Clause Is That It… [Explained]
Remote Closing on a House: How It Works and What to Expect
Remote Closing on a House: How It Works and What to Expect
Getting a Mortgage Without 2 Years of Work History: Is It Possible?
Getting a Mortgage Without 2 Years of Work History: Is It Possible?
When Is the Best Time to Install Solar Panels? Seasonal and Financial Factors
When Is the Best Time to Install Solar Panels? Seasonal and Financial Factors
Solar Lease: How It Works and Is It Worth It?
Solar Lease: How It Works and Is It Worth It?
How Much Power Does a House Use? Average Energy Consumption Explained
How Much Power Does a House Use? Average Energy Consumption Explained
How Many Solar Panels Can Power a House? Factors to Consider
How Many Solar Panels Can Power a House? Factors to Consider
How Many Batteries to Power a House? Backup and Off-Grid Solutions
How Many Batteries to Power a House? Backup and Off-Grid Solutions
Court & Criminal Records
How Long Does a Misdemeanor Stay on Your Record?
Even though a misdemeanor is a minor violation, it is still considered a criminal offense and will appear on a person's record.
Background Search Basics
How Long Do Background Checks Take?
Discover how long a background check typically takes and what you can expect during the process.
Background Search Basics
What Do Employers Look for in a Background Check?
Know what employers look for in a background check so you can be prepared.
Relationships
Find Hidden Social Media Profiles
Put on your sleuthing cap and deploy these 5 tried-and-true tricks to uncover hidden social media profiles.
Safety
Defeat Porch Pirates: Tips for Avoiding Package Theft
Package thieves get bolder and smarter every day. Here's how you can outwit them and stop them from stealing your package.
