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By Craig Johnson

Refi Breakeven Point: How to Calculate Yours

A mortgage refinance takes money in the form of closing costs, so when does the saving start?

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The saying goes, "It costs money to make money." This is true with refinance loans. Although securing a lower interest rate will definitely save you money, you have to pay closing costs to set up the loan. Whether you pay them up front (recommended) or roll them into the loan balance, closing costs represent real money you have to pay—jus...
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Title Endorsement What It Is and Why You May Need One

When buying a home, there is a lot of paperwork involved. A title endorsement is an essential bit of knowledge you may hear. Even though it appears challenging, it is just added security for you as a homeowner. What a title endorsement is, why you may need one, and the title endorsement fee are all covered in this article. Get A Free Mortgage Quote What Is a Title Endorsement? Suppose that you're buying an original toy and want extra protection to ensure nothing goes wrong. A title endo

Net Zero Homes Energy Efficient Living Explained

Net Zero homes have been getting a lot of press in the search for energy efficiency and saving the environment. These are homes that are designed to produce as much energy as they consume — often with the help of solar panels and other smart architectural features — in the course of a year. Get A Free Mortgage Quote Sounds good, right? Although the concept has lots of advantages, there are some very real problems with Net Zero homes that you should be aware of beforehand. So, let’s discove

Homes for Single People Affordable and Smart Options

It can be daunting to find a home as a single person. You want a spot that will meet your needs, that will help you feel safe and secure, but that won’t separate you from your money - too small, too expensive. But what a relief that there are most ingenious options available today, like these, where living alone seems fine. Get A Free Mortgage Quote This is a look at the single person house types, how to make sure it’s the right one for you, and some smart strategies for both buying or ren

Mortgage Myths: Debunking Common Misconceptions

Mortgage Myths: Debunking Common Misconceptions

How Much HOA Fee Is Too Much? Understanding the Costs

How Much HOA Fee Is Too Much? Understanding the Costs

How Long Is an Appraisal Good For? Key Timelines Explained

How Long Is an Appraisal Good For? Key Timelines Explained

Breaking a Lease to Buy a House: What You Need to Know

Breaking a Lease to Buy a House: What You Need to Know

Which of the Following Is a Mortgagor's Responsibility? Explained

Which of the Following Is a Mortgagor's Responsibility? Explained

USDA Construction Loan: Build a Home in Rural Areas

USDA Construction Loan: Build a Home in Rural Areas

Owner Occupied: What It Means for Your Mortgage and Taxes

Owner Occupied: What It Means for Your Mortgage and Taxes

What Is a Solar Panel Carport? Benefits and Installation Guide

What Is a Solar Panel Carport? Benefits and Installation Guide

Tankless Hot Water Heater Pros and Cons: Is It Right for You?

Tankless Hot Water Heater Pros and Cons: Is It Right for You?

Understanding LADWP Electric Rates: A Guide for Homeowners

Understanding LADWP Electric Rates: A Guide for Homeowners

The Best Smart Panel: Features, Benefits, and Top Picks

The Best Smart Panel: Features, Benefits, and Top Picks

Solar Pool Heater: How It Works and Is It Worth It?

Solar Pool Heater: How It Works and Is It Worth It?
Does a background check show employment history

What Employment History Shows Up in Background Checks

Does a background check show employment history? Read on to discover the significance and impact of employment history in background checks.
Background Checks

Behind the Scenes of Background Checks: What Employers Want to Know

Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Background Check Topics

Behind the Scenes of Background Checks: What Employers Want to Know

Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Background Search Basics

Fair Credit Reporting Act (FCRA): How It Shapes Background Checks and Your Rights

Background checks are a typical and crucial step in the recruiting process for many businesses since they may be used to confirm an applicant's identification, education, job history, references, criminal history, and credit history. Background checks, however, may also have a substantial influence on the impartiality, accuracy, and privacy of the data that employers gather and utilize. To control the gathering, sharing, and utilization of consumer information by consumer reporting organizations
Background Check Topics

Understanding How Far Back Fingerprint Checks Reach

Fingerprint background checks are a frequent means of authenticating a person's identification and criminal history, particularly for positions requiring high security or trust. Many consumers, however, are unclear about how far back these checks may go and what type of information they can uncover. This article will teach you the fundamentals of fingerprint background checks, such as how far back a fingerprint background check may go and how long fingerprint data are kept on file. Run A Fr
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