Buying a Home
Learning Center: Interest and APR—What's the Difference?
You see two rates when you shop for a loan, and we explain why.
In our Fundamentals series, Rate Simple breaks down loan concepts for ordinary people.
Among all the numbers swirling around the topic of mortgages, two determine how much you pay for the loan: interest rate and annual percentage rate. Everyone knows about interest rates because they go hand-in-hand with any kind of loan. Low interest rates are wat...
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Buying a Home
Insight Into Seller Concessions
Offering concessions can be a powerful tool for sellers by making their home more attractive to buyers.
Fundamentals
What Is a Real Estate Broker? Definition, Types, and Duties
Real estate brokers have a wealth of knowledge and experience in the industry, which they use to guide you through every step.
Fundamentals
FHA Construction Loan Requirements
Are you looking to have a house built? Today we’ll discuss the critical requirements for the FHA construction loan.
Buying a Home
What Is a Buyer's Agent and What Do They Do?
You might want to rely on the experience and expertise of a buyer's agent when shopping for property.
Mortgage Refinance
Cash-Out Refinance to Buy a Second Home
Why you should consider a cash-out refinance to buy a second home for vacations, future retirement, or rental income.
Home Equity
Tap Into Your Home’s Equity With a Cash-Out Refinance or a Home Equity Line of Credit (HELOC) and Get Money for the Things You Need
Which should you choose? Cash-out refinance vs. home equity line of credit (HELOC).
Mortgage Refinance
Should You Refinance Your Home Again?
4 advantages to refinancing a home mortgage after only 4 years.
Mortgage Refinance
Inflation, Skyrocketing Rates, Fed Rate Hikes Oh My!
Between inflation and the latest fed rate hikes, should you consider home refinancing?
Household Finances
The Only Times You Should Close a Credit Card (and How to Do It Right)
Close a credit card only for a good reason, and do it this way.
Mortgage Refinance
Mortgage Refi vs. Personal Loan to Escape Credit Card Debt
What are the pros and cons of these two popular debt consolidation strategies?
Getting Started
Choosing the Right Loan Product
So many options are out there, but one loan product is the best fit for you.
Home Improvement
Wondering What a Bathroom Renovation Costs?
A cash-out refinance could be the key to covering the whole thing.
Home Loan
15-Year vs. 30-Year Mortgage: Making the Choice
No one has a crystal ball to see 15 years ahead, much less 30, but if your income is strong and stable, a larger monthly payment will get you to the finish line sooner.
Solar Basics
7 Surprising Facts About Solar Energy
Is a renewable energy system right for your home?
Green Living
Off-Grid Living Reality Check
Total independence is a lofty goal, but some dependencies are worth every penny.
Getting Started
Figure Your DTI in 3 Easy Steps
You should know your DTI when you shop for a loan just like you know your size when you shop for shoes.
Energy Saving Tips
5 Ways to Naturally Cool Your Home in Summer
Beat the heat without breaking the bank.
Solar News
Biden Announces Two-Year Pause on Solar Panel Tariffs
Experts agree solar could be the key to offsetting inflation.
Solar Basics
Don't Install Solar Before Reading This
These expert tips are considered absolute musts.
