BuzzTipper Logo
By Craig Johnson

Learning Center: Interest and APR—What's the Difference?

You see two rates when you shop for a loan, and we explain why.

gg
In our Fundamentals series, Rate Simple breaks down loan concepts for ordinary people. Among all the numbers swirling around the topic of mortgages, two determine how much you pay for the loan: interest rate and annual percentage rate. Everyone knows about interest rates because they go hand-in-hand with any kind of loan. Low interest rates are wat...
Next (40)
house-buying scams

Protect Yourself from the Most Common House Buying Scams in the Real Estate Market

With the real estate market booming, it can be difficult to differentiate legitimate opportunities from red flags. Here is how you can protect yourself!
Is Pre-Approval Bad for Credit?

The Impact of a Mortgage Pre-Approval on Your Credit Score

Considering a mortgage pre-approval but worried about your credit score? Discover how pre-approval affects your score and the best strategies to protect your credit.

ARV in Real Estate: How it Influences Home Purchase Decisions

Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Rea
HELOC

The Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners

For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
What is a tax assessment on a house

Property Tax Assessment vs. Property Appraisal: Key Differences

In this article, we'll look into what these terms mean, how they work, and the key differences between them. Stay with us for more.
Home Buying

Deed Restricted Community | All You Need To Know as a First-Time Home Buyer

Are you new to the concept of a deed-restricted community? We'd like to explain what they are, their benefits, potential limitations, and everything you need to know before considering living in one.
Cash-Out Refinance

FHA Cash-Out Plan: How It Works

A cash-out refinance from the FHA is available to more homeowners than you might think.
Buying a Home

Buying a Foreclosed Home: Important Considerations and Tips

The risks are greater but so is the investment potential. What to know before you buy a foreclosed home.
Home Buying

Buying a House With Cash: Pros and Cons (Yes, There Are Cons)

We explain the pros and cons of all-cash home purchases, which have been on the rise in recent years.
Buying a Home

5 Ways to Save for a Mortgage Down Payment

Here are five easy things you can do to save for a down payment on a new home.
Home Loans

The Most Common Mortgage Myths

Breaking down the most common mortgage and home loan myths and facts
Getting Started

Condominiums vs. Cooperative Apartments: What's the Difference?

We’ll take a deep dive into the world of condominiums versus cooperatives and let you choose which one would suit you best.
Home Buying

Home Loan Options for Those With Bad Credit

This article aims to explore the available choices for individuals with bad credit who are looking to purchase a house and provide insights into how they can qualify for a mortgage.
Getting Started

Escrow in Real Estate Explained

Find out the meaning of “escrow” in real estate terminology, how it works, and the process when you buy a house.
Home Buying

The Importance of Real Estate Agents in the Housing Market

Most people looking to buy or sell a property could use the help of a professional who understands the market.
Solar Basics

Everything You Need to Know About Bifacial Solar Panels

Get a better understanding of how bifacial solar panels work and whether they’re right for you.
Green Living

5 Simple Ways You Can Reduce Your Carbon Footprint Today

Combat climate change with these easy and eco-friendly tips.
Green Living

RV and Skoolie Owners Are Hitting the Road Using Solar Energy Panels

Glamping has officially become more independent with solar energy panels.
Solar News

3 Solar Panel Trends for 2023

Where is the renewable energy market headed?
Solar Incentives

Your Guide to $0 Down Solar Panel Installations and “Free” Solar Panels

Learn more about $0 down solar panels and the myth behind “free” solar panels.
mortgage