Everything You Need to Know About High Loan-to-Value (LTV) HELOC

Opening your first high LTV HELOC can seem like navigating through a difficult financial maze. HELOCs operate off a loan-to-value ratio, or LTV, that is often over 100% in the initial draw period, potentially leaving little home equity cushion if housing prices decline. Taking on a high LTV HELOC also means enduring strict limits on how much you ca...