Public Records That Can Harm Your Credit Score
Any public record on your credit report is a mark against you, but some are worse than others.
The three major credit reporting companies—TransUnion, Experian, and Equifax—use public records. Public records are the data and documents filed by federal, state, and county government. They are visible to the public by default. Keeping records public has the protection of the First Amendment because knowing the workings of their judicial system i...