Fundamentals
Who Takes Care of Mortgage Payments If Your Parents, the Primary Homeowners, Die?
Who Takes Care of Mortgage Payments if Your Parents, the Primary Homeowners, Die: Learn about the intricacies of handing mortgage payments.
Navigating the complexities of managing a mortgage after death of parents requires precision and insight. In this guide, we delve into practical aspects, addressing the roles of heirs, executors, and legal considerations. Gain clarity on assuming or refinancing mortgages, empowering you to make informed decisions during this challenging time.
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HELOC
Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners
For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Buying a Home
What Is a Tax Assessment on a House?
Tax assessments on houses are not only complicated but can also be confusing and intimidating. They have an immense effect on not only determining your total amount due every year but also on which services you have access to! In this blog post, we'll dive deeper into the intricacies behind house assessments, such as what affects them and when you should consider contesting yours. Read till the end to master all there is about property taxes - from assessing values to understanding exactly whe
Home Buying
Seller Concessions
Purchasing a dream house might entail a complicated process for the seller and the buyer, where both are searching for ways to make the most out of their revenues or restrict the expenses in the buying process. Understanding the market where you want to purchase the property is crucial should you decide on seller concessions. Continue reading below to find out more about the seller concessions. Get A Free Mortgage Quote What Are Seller Concessions? Seller Concessions, often called sel
Buying a Home
How to Buy Foreclosed Property
If you’ve been saving to buy a home but don’t yet have adequate funds to buy a property, you should consider buying a foreclosed property. Read on to learn more about this and the best tips on buying a foreclosed property. Get a Quote What is a Foreclosed Property? A foreclosed property is predominantly a real estate property repossessed by the lender/bank because of the property owner’s inability to make mortgage payments. The legal process takes place when the property owner defaults
Fundamentals
How to Find the Owner of a Property: A Comprehensive Guide
Navigating the real estate landscape often requires a deep dive into property ownership details. Whether you are a prospective buyer interested in a particular property, a community leader organizing neighborhood outreach, or someone with personal motivations, knowing who possesses the title to a property can be invaluable. It ensures a more smooth and transparent buying procedure in real estate transactions. Understanding ownership in community initiatives fosters community relationships by f
Refinance
How to Refinance Your VA Loan With the Rate Reduction Program
A home loans already bring such benefits as lower down payments, no mortgage insurance, and low interest rates, but what happens when rates drop even lower? How can VA homeowners reduce their interest rates? Hello, my name is IRRRL. Get A Free Mortgage Quote Interest Rate Reduction Refinancing Loans An IRRRL is a mortgage product offered by the U.S. Department of Veterans Affairs (VA) to veterans and military families. The loan goes by other names, such as a VA streamline refinance and
Home Loan
What Is Endorsement in Insurance?
Do you have an insurance policy but are confused about what ‘endorsement’ means? Then this article is for you! Endorsement is a key concept of insurance policies, and it affects the coverage provided by your particular plan. In this blog post, we will discuss what is endorsement in insurance, their different types, how they can affect your claim, and when endorsements can be most helpful. Get A Free Mortgage Quote Understanding Endorsements in Insurance Insurance endorsements are impo
Buying a Home
What Are Seller Concessions: A Comprehensive Guide for Homebuyers
In this article, we'll help you understand the concept of seller concessions, shedding light on what they are, how they work, and why they matter.
Getting Started
Averse Possession Explained
Squatters can become property owners if they meet specific legal requirements. How to protect your real estate.
Refinance
Refinance Checklist: What Are Your Goals? (#1)
We help you decide what you want from a mortgage refinance, because the possibilities are numerous.
Buying a Home
All About Special Warranty Deeds
What is guaranteed and what is not when you buy or sell real estate with a special warranty deed.
Home Buying
Special Warranty Deeds Explained
Some guarantees are better than none: Why special warranty deeds have a place in real estate.
What It Means to Be Conditionally Approved
Add conditional approval to the many possible stages of qualifying for a home loan. We explain what it is.
Getting Started
Understanding 7/6 ARM (Adjustable-Rate Mortgage)
For those interested in understanding what a 7/6 ARM is and whether it's the best option for their mortgage needs, this article explores the adjustable rate mortgage type. We'll start by examining the meaning behind each informally-named aspect of a 7/6 ARM - seven and six - to provide an overview of how these particular ARMs work, followed by outlining both their benefits and drawbacks. Finally, when considering if this type of loan is better suited than a fixed-rate mortgage or another adjus
Fun Stuff
An In-Depth Guide to Flexible Solar Panels
Portable and lightweight, flexible solar panels make the difference between camping and glamping.
Solar Basics
What Is a Solar Power Purchase Agreement (PPA)?
Unlocking the potential of solar power purchase agreements (PPAs): Exploring benefits and pros/cons.
Solar Basics
The Basics of Geothermal Energy
Learn how geothermal energy works and where it comes from, starting with the basics!
Solar Basics
NCM Batteries Explained
Learn more about the intricacies of an NCM battery, its maintenance as well as the impact of these batteries on the environment.
Energy Saving Tips
Why Is My Gas Bill So High? Top 5 Reasons
Are you wondering why your gas bill is so high? If so, read this article to check out the most common reasons for this problem!
