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By Dan Johnson

What Is a Utility Easement? Understanding Property Access Rights

What Is a Utility Easement? Understanding Property Access Rights

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If you own real estate, it's possible that different utility lines, like gas, electric, or communications lines, traverse through your property. In case of a problem, a utility seller can access these wires, granting them access to your property. Don't worry; this is common and costs little to get services like internet, power, and water. Keep read...
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what are hoa fees?

Homeowners Association (HOA) Fees: What They Cover and How They Impact Homeowners

Learn about the HOA fees and their impact on homeowners with Fetcharate. Secure a home loan or refinance an existing mortgage now!
Property survey

The Impact of a Property Survey on Mortgage Closing Costs

In this article, we will explore the impact of a property survey on mortgage closing costs, including why surveys are important, the cost of surveys, and how they can affect your overall home-buying experience.
Taking over mortgage payments

Navigating the Process of Taking Over a Family Member's Mortgage

Are you considering taking over mortgage payments from a family member? Read on to learn about the process and the challenges that may come your way.
Deed-Restricted House

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or d

Buying Foreclosed Homes: Steps, Risks, and Potential Rewards

Purchasing a foreclosed home can be a smart way to save money on a property while at the same time supporting a community by preventing vacant homes from falling into disrepair. However, buying a foreclosed property is not the same as purchasing a standard home. There are more risks involved, and parts of the process might be unfamiliar even to experienced homebuyers. In this article, we will discuss how to buy foreclosed property, the steps you need to take, and highlight the potential risks
What is 7/6 ARM

Is a 7/6 ARM Right for You? Pros and Cons of Adjustable Rate Mortgages

7/6 ARM mortgages are a flexible option for homebuyers. Read on to discover the benefits and considerations of this adjustable-rate mortgage.
Mortgage Contingency

Understanding Mortgage Contingency When Buying a Real Estate Property

If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm
What Are Seller Concessions

Seller Concessions vs. Price Reduction: Deciding What Works for You

Buying a home in pre-foreclosure to add to your investment portfolio and generate rental income? Learn about the opportunities and risks for investors by opting for these properties.
what is pre-foreclosure

Buying a Home in Pre-Foreclosure -Opportunities and Risks for Investors

Pre-foreclosure properties are becoming popular among savvy investors seeking a bargain in the market. But what is pre-foreclosure, and how can investors benefit from this unique opportunity financially? Are there any risks involved? In this quick guide, we'll discuss the potential opportunities and risks investors should consider before purchasing pre-foreclosure properties. Get A Free Mortgage Quote Understanding Pre-Foreclosure Foreclosure occurs when a homeowner defaults on their
Condo vs coop

Condo vs Co-op Mortgages - Key Differences and Considerations for Owners & Investors

In this article, we will explore the key differences between condo and co-op mortgages, shedding light on their definitions, the fundamental distinctions between the two, and considerations for potential owners and investors.
What is endorsement in insurance

Insurance Endorsements: Customizing Your Policy to Fit Your Needs

Insurance endorsements are the key to personalizing your coverage. Read on to discover how to effectively tailor your insurance and protect your assets.
what is a real estate broker

The Role of a Real Estate Broker in Your Home Buying or Selling Process

A real estate broker acts as an intermediary between home buyers and sellers. Click here to learn the role of a real estate broker in a home buying or selling process.
Home Insurance Companies

4 Ways Real Estate Agents Support Home Insurance Companies

The real estate industry in the United States is witnessing a remarkable surge in the number of real estate agents associated with the National Association for Realtors (NAR). According to a recent survey in January 2023, this number has reached 1.5 million, showing steady growth since 2012. But a question arises - what does a real estate agent do for you and for insurance companies? Get A Free Mortgage Quote Source: Statista In the thriving real estate industry, real estate agents pl
Construction Loan

7 Money-Saving Tips for Building a House Through a Construction Loan

Building a house through a construction loan is an exciting endeavor. Read on to discover tips for saving money.
Buying a Home

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or de
Solar Basics

All You Need to Know About Different Solar Inverter Types

In this article, we discuss the different solar inverter types so you can make an informed decision and Invest wisely.
Energy Saving Tips

This Logo Can Save You 20% on Energy Bills

Look for this label if you want energy efficiency, quality assurance, and claims verified by third-party testing.
Solar Basics

Avoid These Solar Scams and Maximize Your Savings

What to watch for when you upgrade your home to affordable solar energy.
Green Living

How Much Solar Power Do You Need for Your Shed?

A room of one’s own—with plenty of power! How to electrify your shed with sunlight.
Fun Stuff

An In-Depth Guide to Flexible Solar Panels

Portable and lightweight, flexible solar panels make the difference between camping and glamping.
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