Understanding Closing Costs: What to Expect & How to Save

Why Closing Costs Matter Buying a home involves more than just a down payment. One of the most common—and often surprising—expenses for new homeowners is mortgage closing costs. These fees can add thousands of dollars to your home purchase, and if you’re not prepared, they could catch you off guard at the finish line. The good news? With the right knowledge, you can budget for these costs and even find ways to reduce them. In this guide, we’ll break down typical home closing fees, explain why