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By Craig Johnson

Paying Closing Costs Now vs. Rolling Them Into a Home Loan

Should you pay closing costs out of pocket or finance them with the loan?

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One of the myriad decisions facing home refinancers and, to some extent, homebuyers is whether or not to pay the closing costs up front. The closing costs of a refinance loan can usually be added to the balance. This option is sometimes also available to buyers of new homes. We look into the pros and cons of paying closing costs up front versus rol...
mortgage