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By Craig Johnson

The Only Times You Should Close a Credit Card (and How to Do It Right)

Close a credit card only for a good reason, and do it this way.

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Despite what many people think, closing a credit card ahead of applying for a mortgage or refi will not make you look better in the eyes of a lender. We have covered the tricky relationship between debt usage, credit scores, and mortgage evaluations before. We also talked about the credit score that really matters to lenders. Suffice it to say that...
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Personal Loan

Why Did My Credit Score Drop for No Reason? Common Causes and What You Can Do About It

Why did my credit score drop for no reason? Common causes and what you can do about it. Read this guide for a comprehensive understanding.
Home Buying

Offer to Ownership: Acing Your Final Home Walk-Through

Offer to ownership: Acing your final home walk-through. Click here to learn tips for a final walk-through of a home.
Home Buying

Assessed vs. Appraised: Understanding the Value of Your Home

Assessed vs. appraised: understanding the value of your home. Learn the differences, implications, and importance of these valuation methods.
Personal Loan

Loan Likelihood: Assessing the Signs of Approval

Loan Likelihood: Assessing the Signs of Approval. Discover key indicators that suggest your loan application will be successful. Understand the criteria and increase your chances of approval.
Home Buying

Beyond Signatures: Decoding the Details of a House Deed

Beyond Signatures: Decoding the Details of a House Deed. Discover the intricate details of what a house deed looks like and what a deed to a house looks like, and understand their significance in property transactions.
title vs. deed vs. mortgage

Title, Deed, and Mortgage – The Cornerstones of Homeownership

Title, deed, and mortgage are the cornerstones of homeownership. Read on to learn everything you need to know about title vs. deed vs. mortgage.
how to reduce property tax, what makes property taxes go down

Don't Overpay on Your Property: Creative Strategies to Lower Your Property Taxes

Don't Overpay on Your Property: Here are some creative strategies to lower your property taxes, so don’t overpay on your property. Check out these tips and tricks!
Why Would a Seller Pay Closing Costs.

Standing Out in a Competitive Market: The Strategic Advantage of Seller-Paid Closing Costs

Standing out in a competitive market: the strategic advantage of seller-paid closing costs. Learn how covering closing costs can accelerate your sale and attract more buyers.
hybrid pros and cons

Half Gas, Half Electric: Should You Go Hybrid? Exploring the Pros and Cons

Half Gas, Half Electric: Should You Go Hybrid? Exploring the Pros and Cons. Click here to learn the pros and cons of hybrid vehicles.
what does a title company do

How a Title Company Ensures a Smooth Home Transfer?

How a title company ensures a smooth home transfer is important to know when selling a home. Check out this simple guide here.
how to make home more energy efficient

Live Comfortably and Spend Less: Proven Tips for Making Your Home More Energy Efficient

Live Comfortably and Spend Less: Proven Tips for Making Your Home More Energy Efficient.
Solar Company Scams

Warning Signs: How to Avoid Solar Panel Installation Scams

Warning Signs: How to Avoid Solar Panel Installation Scams. Click here to find out more.
is solar worth it in California?

California Solar Power: Weighing the Costs and Benefits for Your Home

California Solar Power: Weighing the Costs and Benefits for Your Home. Discover the costs, benefits, and incentives for residential solar installations in California.
solar panel types

The Ultimate Guide to Solar Panels: Choosing the Right Type for Your Home

The Ultimate Guide to Solar Panels: Choosing the Right Type for Your Home. Learn how to choose the right solar panels for your home, considering efficiency, warranties, and cost.
pros of geothermal energy

Pros and Cons of Geothermal Energy: Make an Informed Decision

Pros and Cons of Geothermal Energy: Make an Informed Decision. Explore the pros and cons of geothermal power for homes and offices.
Safety

The Free Tax Prep Service You Already Pay for but Probably Never Heard Of

70% of Americans could prepare their federal tax return easily online for free, if only they knew about the IRS Free File.
Relationships

Credit Scores and Committed Relationships: Your Love Match

The surprising link between lasting relationships and matching credit scores.
Relationships

4 Tips for Finding Long-Lost Family

When you're ready to reunite with a loved one, use these proven tips.
Protect Your Privacy

Beware Friends Reading Posts: The Scary Social Media Loophole

If you think that restricting your account only to friends makes your social media interactions private, think again.
Background Search Basics

Why You Should Background-Search Yourself, and How

To potential employers, creditors, landlords, and strangers, your records are your reputation.
mortgage