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By David Miller

Negotiate a 2.79% Mortgage Rate Like This

It didn't happen overnight, but research and tenacity got them a dream rate.

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This is the year my cousin Mike and his wife plan to buy a home. Their confidence waned in March 2020 for obvious reasons, but his career actually grew due to a restructuring at the office. As they watched the news, they also watched mortgage rates falling. "We had our hopes on a 3.50% rate when we started out," Mike said. "I'd used ...
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