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By Craig Johnson

Mortgage Refinance Checklist #1: Your Goals

The first step in your refinance journey is deciding what you hope to achieve.

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2020: What a year of highs and lows! High anxiety, high unemployment, lower income for many people, but also lower interest rates for borrowers. Homeowners who had been biding their time waiting for interest rates to drop so they could refinance their mortgage couldn't have expected rates to fall as low as they did in 2020. People everywhere seized...
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Fundamentals

How to Find the Owner of a Property: A Comprehensive Guide

Navigating the real estate landscape often requires a deep dive into property ownership details. Whether you are a prospective buyer interested in a particular property, a community leader organizing neighborhood outreach, or someone with personal motivations, knowing who possesses the title to a property can be invaluable. It ensures a more smooth and transparent buying procedure in real estate transactions. Understanding ownership in community initiatives fosters community relationships by f

What It Means to Be Conditionally Approved

Add conditional approval to the many possible stages of qualifying for a home loan. We explain what it is.
Buying a Home

Understanding a Warranty Deed and Its Importance

A warranty deed functions as evidence that indicates the rightful owner of a property and outlines the responsibilities between them and any potential buyers or sellers. This blog post discusses all the advantages of having a warranty deed and how you can create one to suit your needs. By understanding these contract basics, you can avoid costly misunderstandings and protect your rights in any real estate transaction! Get A Free Mortgage Quote What Is a House Warranty Deed? A house wa
Buying a Home

How Much to Offer on a House Without Getting Ripped Off

Tips and tricks for making an offer on that home of your dreams.
Fundamentals

Procuring Cause Real Estate: What Is It & How to Avoid a Dispute

Picture this: a real estate agent introduces you to a fantastic house that checks all your boxes. However, before visiting the property, you get busy with work and need to remember to follow up. A couple of weeks later, you attend an open house for the same property and discuss with another agent hosting the event who provides you with crucial information about the neighborhood and local amenities. You appreciate the valuable insights and keep in touch with him. Then, when you're ready to make a
Home Buying

Grantee vs Grantor in Real Estate Explained

Grantee vs grantor simplified. We explain these common real estate roles.
VA Home Loan

VA Construction Loans Explained

How a VA construction loan works: Borrow and build exactly the home you want.
Major Purchase

Tenancy By Entirety: Important Details You Should Know

See if tenancy by entirety is a good choice for you and your significant other
Home Buying

Townhouse vs. Condo: Understanding the Differences

These two ownership options are different in many ways.
Household Finances

12 Retro Household Savings Tips

Which of these vintage money-saving hacks around the house will you share first?
Solar Basics

Debunked: Why People Think Solar Won't Work Where They Live

Harnessing the sun's power is possible in a surprisingly wide variety of locations and weather.
Major Purchase

Tenancy In Common (TIC) In Real Estate Explained

Get a quick breakdown of one of the real estate’s most popular terms, tenants in common or (TIC), how it works, and the pros and cons to see if making this real estate move would benefit you.
VA Home Loan

VA Loan Appraisal and VA Inspection Requirements, Including the VA Minimum Property Requirements for 2023

Everything you need to know about the VA loan appraisal process and VA inspection, including the VA Minimum Property Requirements for 2023.
Solar Basics

Your Ultimate Guide to How a Solar Panel System Works

Learn about the basic solar system fundamentals, how it operates, and what to expect.
Solar Basics

A Guide to Ground-Mounted Solar Panels

A home solar energy system mounted somewhere other than the roof can be larger and more productive.
Home Buying

Quitclaim Deeds Explained

A quitclaim deed is a fast way to transfer property, but unlike other ways, it includes no protections for the buyer.
Home Improvement

Your Guide to Solar Tankless Water Heaters

See how solar, tankless water heaters are a game-changer for solar panel homeowners.
Solar Basics

Everything You Need to Know About Bifacial Solar Panels

Get a better understanding of how bifacial solar panels work and whether they’re right for you.
Mortgage Refinance

Mortgage Recasting Explained: Why You Might Want to Do It

Keep your great low interest rate while lowering your payment—the double benefits of mortgage recasting.
Home Loans

Pros and Cons of Adjustable-Rate Mortgages

A variable interest rate might be invitingly low for a while, but what happens when it's time for the rate to adjust?
mortgage