no income verification mortgage
Mortgage Refinance Checklist #1: Your Goals
The first step in your refinance journey is deciding what you hope to achieve.
2020: What a year of highs and lows! High anxiety, high unemployment, lower income for many people, but also lower interest rates for borrowers. Homeowners who had been biding their time waiting for interest rates to drop so they could refinance their mortgage couldn't have expected rates to fall as low as they did in 2020. People everywhere seized...
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Consolidate Payday Loans
How to Consolidate Payday Loans Using a HELOC
How to consolidate payday loans using a HELOC: Discover the benefits and risks of using home equity for debt consolidation. Simplify your finances now.
find property lines online
How to Find Property Lines Online
How to find property lines online? Check out our guide for the best online tools that can reveal those boundaries and more critical land info!
Appreciation in real estate
The Importance of Appreciation in Real Estate for HELOC Providers
The Importance of Appreciation in Real Estate for HELOC Providers - For providers of Home Equity Line of Credit (HELOC) services, understanding and leveraging the importance of appreciation can be a game-changer. Read on to find out more.
Condo vs. co op
Condo vs. Co-Op: Which Property Type Offers a Bigger HELOC?
Condo vs. Co-Op: Which Property Type Offers a Bigger HELOC? - When it comes to real estate investment, the choice between a condominium (condo) and a cooperative apartment (co-op) can be daunting. Read on to find out more.
What is 7/6 ARM
Is a 7/6 ARM Right for You? Pros and Cons of Adjustable Rate Mortgages
7/6 ARM mortgages are a flexible option for homebuyers. Read on to discover the benefits and considerations of this adjustable-rate mortgage.
Mortgage Contingency
Understanding Mortgage Contingency When Buying a Real Estate Property
If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm
what is pre-foreclosure
Buying a Home in Pre-Foreclosure -Opportunities and Risks for Investors
Pre-foreclosure properties are becoming popular among savvy investors seeking a bargain in the market. But what is pre-foreclosure, and how can investors benefit from this unique opportunity financially? Are there any risks involved? In this quick guide, we'll discuss the potential opportunities and risks investors should consider before purchasing pre-foreclosure properties. Get A Free Mortgage Quote Understanding Pre-Foreclosure Foreclosure occurs when a homeowner defaults on their
Condo vs coop
Condo vs Co-op Mortgages - Key Differences and Considerations for Owners & Investors
In this article, we will explore the key differences between condo and co-op mortgages, shedding light on their definitions, the fundamental distinctions between the two, and considerations for potential owners and investors.
what is a real estate broker
The Role of a Real Estate Broker in Your Home Buying or Selling Process
A real estate broker acts as an intermediary between home buyers and sellers. Click here to learn the role of a real estate broker in a home buying or selling process.
Home Insurance Companies
4 Ways Real Estate Agents Support Home Insurance Companies
The real estate industry in the United States is witnessing a remarkable surge in the number of real estate agents associated with the National Association for Realtors (NAR). According to a recent survey in January 2023, this number has reached 1.5 million, showing steady growth since 2012. But a question arises - what does a real estate agent do for you and for insurance companies? Get A Free Mortgage Quote Source: Statista In the thriving real estate industry, real estate agents pl
FHA construction loan
Pros and Cons of FHA Construction Loans for First-Time Homeowners
Are you an aspiring first-time homeowner eager to bring your dream home to life? Perhaps you’ve already started exploring your mortgage options. The Federal Housing Administration offers construction loans specifically tailored to first-time homeowners’ needs and circumstances. However, like any mortgage product, these loans come with their set of pros and cons. Therefore, in this post, we’ll walk you through FHA construction loans and their benefits and drawbacks. With our insights, you can de
HELOC
Everything You Need to Know About HELOC and Rental Properties
Property investment presents an excellent opportunity to generate passive income and expand the investment portfolio, but investing in a real estate property requires significant capital. Suppose you are interested in financing a substantial investment acquisition but need more cash reserves and choose only to postpone once you have saved enough. In that case, you might be thinking of the best loan option available. You can leverage the equity you have already accumulated in your property invest
Major Purchase
Co-signer Vs. Co-borrower
When someone is applying for a loan or credit, they may be asked to provide additional support to strengthen their application. Two standard options are to have a co-signer or a co-borrower. While both co-signers and co-borrowers can help someone qualify for a loan, there are essential differences between the two (2) roles. Understanding the responsibilities and implications of each part is vital for anyone considering applying for a loan or credit with the assistance of a co-signer or a co-borr
joint ownership with right of survivorship
A Quick Guide to Joint Tenancy With Right of Ownership
As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. Source: Statista At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spous
Fun Stuff
Green Bloggers Share Their Favorite Advice
What are some favorite tips from people who think of saving money and helping the environment all the time?
Solar Basics
What to Expect From a Solar Panel Contract
Are you interested in investing in a solar panel system? We'll discuss the ins and outs of a solar contract and your options for switching to solar.
Solar Basics
HOA Solar Panel Restrictions
Solar panels and homeowners associations HOA: Questions and answers!
Solar Basics
Solar Panel Maintenance
If you're looking for answers on how to ensure your solar panel system runs at optimum capacity, read further- we'll guide you through some handy tips on maintenance!
Solar Basics
All You Need to Know About Different Solar Inverter Types
In this article, we discuss the different solar inverter types so you can make an informed decision and Invest wisely.
