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By Craig Johnson

Is a Reverse Mortgage a Good Idea [2023]

A reverse mortgage might be a decent home loan option for certain people. Are you one of them?

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Among all home loan products, the reverse mortgage might be the most controversial. Critics point to the possibility of losing your home, but that could be said of regular mortgages too—you could lose your home to foreclosure. Banks offer a variety of loan products (mortgages, personal loans, lines of credit) because no single loan is right for eve...
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Fundamentals

A Quick Guide to Joint Tenancy With Right of Ownership

As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spouse will get ownership o
Buying a Home

What Is a Tax Assessment on a House?

Tax assessments on houses are not only complicated but can also be confusing and intimidating. They have an immense effect on not only determining your total amount due every year but also on which services you have access to! In this blog post, we'll dive deeper into the intricacies behind house assessments, such as what affects them and when you should consider contesting yours. Read till the end to master all there is about property taxes - from assessing values to understanding exactly whe
Buying a Home

How to Buy Foreclosed Property

If you’ve been saving to buy a home but don’t yet have adequate funds to buy a property, you should consider buying a foreclosed property. Read on to learn more about this and the best tips on buying a foreclosed property. Get a Quote What is a Foreclosed Property? A foreclosed property is predominantly a real estate property repossessed by the lender/bank because of the property owner’s inability to make mortgage payments. The legal process takes place when the property owner defaults
Fundamentals

How to Find the Owner of a Property: A Comprehensive Guide

Navigating the real estate landscape often requires a deep dive into property ownership details. Whether you are a prospective buyer interested in a particular property, a community leader organizing neighborhood outreach, or someone with personal motivations, knowing who possesses the title to a property can be invaluable. It ensures a more smooth and transparent buying procedure in real estate transactions. Understanding ownership in community initiatives fosters community relationships by f

What It Means to Be Conditionally Approved

Add conditional approval to the many possible stages of qualifying for a home loan. We explain what it is.
Solar Basics

NCM Batteries Explained

Learn more about the intricacies of an NCM battery, its maintenance as well as the impact of these batteries on the environment.
Getting Started

What Is An Easement?

Easement in real estate explained.
Getting Started

What Is a Warranty Deed—Top Things You Should Know

Find out what a warranty deed is, learn the benefits, and see if it’s the right real estate move for you.
Major Purchase

Tax Lien Investing Explained

In many states you can buy the right to collect someone's tax debt and charge high interest, but proceed with caution.
Getting Started

How to Find Out Who Owns a Property

Are you trying to find out the ownership details of a particular home or property? We discuss numerous avenues to determine a property's owner.
Home Loan

How Do I Get a USDA Home Loan?

Discover if a USDA home loan is right for you and if you qualify.
Mortgage Refinance

Can You Refinance an FHA Loan?

Despite the unique features of an FHA loan, refinancing one is a lot like a conventional loan.
Energy Saving Tips

Why Is My Gas Bill So High? Top 5 Reasons

Are you wondering why your gas bill is so high? If so, read this article to check out the most common reasons for this problem!
Home Loans

FHA Loans vs. Conventional Loans: Key Differences

We explain the many differences between FHA loans a conventional home loans.
Home Buying

Joint Tenancy With Right of Survivorship: What to Know

Set yourself up for a smoother transfer of a home in trying times by signing on for joint tenancy with right of survivorship.
Buying a Home

What Does Contingent Mean in Real Estate?

If you’ve ever wondered what contingency means in real estate terms, you’re in the right place. Read on to find out more.
Getting Started

What Is Digital Real Estate?

Find out what digital real estate is and if you should start investing!
Solar Basics

The Solar Panel Installation Process

The benefits of solar panels are well known (saving money!) but how do you get there?
Solar Basics

Pros and Cons of a Solar Panel Lease

Considering investing in a solar panel lease? You need to understand some pros and cons before making the final decision.
Solar Basics

All About Solar Inverters: Which Is Right for Your Home?

The optimal solar energy system for your home will rely on one of three solar inverter types, and we explain the pros and cons.
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