How to Improve Your Credit Score Before Applying for a Mortgage

Why Your Credit Score Matters When it comes to buying a home, your credit score isn’t just a number—it’s the key that unlocks better mortgage options, lower monthly payments, and significant long-term savings. Lenders use it to determine whether you qualify and what interest rate you’ll receive. The higher your score, the more negotiating power you have. If you’re planning to buy a home soon, it’s time to focus on how to improve your credit score for a mortgage. By doing so, you’ll be better p