Household Finances
How Does the Real Estate Cycle Affect Mortgage Applications and Closing
How Does the Real Estate Cycle Affect Mortgage Applications and Closing? It's crucial for both buyers and sellers to grasp how the real estate cycle intersects with the mortgage process to navigate successfully.
The real estate market behaves much like a living organism, constantly transitioning through phases of growth, stability, decline, and recovery. This ongoing evolution not only impacts property prices and availability but also significantly influences mortgage applications and closings in the United States. It's crucial for both buyers and sellers ...
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Major Purchase
Tenancy In Common (TIC) In Real Estate Explained
Get a quick breakdown of one of the real estate’s most popular terms, tenants in common or (TIC), how it works, and the pros and cons to see if making this real estate move would benefit you.
VA Home Loan
VA Loan Appraisal and VA Inspection Requirements, Including the VA Minimum Property Requirements for 2023
Everything you need to know about the VA loan appraisal process and VA inspection, including the VA Minimum Property Requirements for 2023.
Home Buying
Quitclaim Deeds Explained
A quitclaim deed is a fast way to transfer property, but unlike other ways, it includes no protections for the buyer.
Mortgage Refinance
Mortgage Recasting Explained: Why You Might Want to Do It
Keep your great low interest rate while lowering your payment—the double benefits of mortgage recasting.
Home Loans
Pros and Cons of Adjustable-Rate Mortgages
A variable interest rate might be invitingly low for a while, but what happens when it's time for the rate to adjust?
Home Loans
FHA Loans Vs. Conventional Loans
Get educated on FHA loans and conventional loan basics and see which loan is right for you.
Home Loan
Mortgage Underwriting: What It Is and What to Expect
Understanding this vital step in the home loan process.
Buying a Home
Your Ultimate Guide to the Difference Between Pre-Qualifying for Mortgage vs. Pre-Approval
We’ll give you a better understanding of what it means to be pre-qualified vs. pre-approved for your mortgage.
Household Finances
Your FICO Score 10 and 10 T Explained
All about the latest FICO credit score and why it might become the new standard in home mortgages.
News & Views
Criminals Are Hijacking Mortgage Closings
Beware! Scammers hiding inside compromised email accounts can steal your down payment.
Refinancing
Experts Agree: Before You Refinance, Master Your Credit
This one simple trick can save you thousands each year off your mortgage payments.
News & Views
Reversing 6-Year Shrink, Homes Get Bigger
New single-family homes are growing again, but how are we using the extra space?
Buying a Home
Solid Tips for First-Time Homebuyers
7 pieces of proven advice for tackling this milestone event.
Refinancing
3 Good Uses of a Cash-Out Refi
A cash-out refi can supercharge your mortgage with a new low interest rate and line your pockets too, but this is not mad money.
Green Living
Is 2022 the Year of Going Off-Grid With Solar?
Here’s a step-by-step guide on how to make it happen.
Solar Basics
Solar Panels vs. Natural Disasters
How do renewable energy systems fare when confronted by Mother Nature?
Solar News
Smart Electric Panels Are Coming to Solar Homeowners
Here’s what that means for you.
Fun Stuff
Dragonscales and Power Flowers: the Evolving Shape of Solar
Efficiency meets beauty in the latest, most intriguing solar capture designs.
Solar Basics
Winter-Prepping Your Home Solar Energy System
Preparing your solar power system for the cold season mainly involves battery maintenance because the panels are already winter-tough.
