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By Marisa Schley

Here's Why Your Debt-to-Income Ratio Is So Important

A low DTI paves the way for a competitive mortgage.

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Looking for a Home Loan? Learn About DTI and How It Affects Your RatesIs there anything better than getting a low interest rate on your mortgage? A low rate has the potential to save you thousands over the life of a loan. That's why those who are looking to get a mortgage work hard to set themselves up for success.What's a great way to show lenders...
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digital real estate

Is Investing in Digital Real Estate Worth It? A Comprehensive Guide to the Virtual Property Market

Explore the opportunities and challenges of digital real estate, how to buy and sell virtual properties, and how to monetize and protect them.
house-buying scams

Protect Yourself from the Most Common House Buying Scams in the Real Estate Market

With the real estate market booming, it can be difficult to differentiate legitimate opportunities from red flags. Here is how you can protect yourself!
Is Pre-Approval Bad for Credit?

The Impact of a Mortgage Pre-Approval on Your Credit Score

Considering a mortgage pre-approval but worried about your credit score? Discover how pre-approval affects your score and the best strategies to protect your credit.

ARV in Real Estate: How it Influences Home Purchase Decisions

Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Rea
HELOC

The Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners

For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Fun Stuff

An In-Depth Guide to Flexible Solar Panels

Portable and lightweight, flexible solar panels make the difference between camping and glamping.
Solar Basics

What Is a Solar Power Purchase Agreement (PPA)?

Unlocking the potential of solar power purchase agreements (PPAs): Exploring benefits and pros/cons.
Buying a Home

9 Steps to Determine How Much to Offer on a House

Purchasing a house can be overwhelming, and determining how much to offer can be one of the most challenging aspects of the home-buying journey. You don't want to pay too much and end up in debt, but you also don't want to offer too little and lose out on your dream home. Fortunately, there are steps you can take to help determine how much to offer on a house. Step 1: Research the Market The first step to determining how much to offer on a house is to research the local housing market. Star
Solar Basics

The Basics of Geothermal Energy

Learn how geothermal energy works and where it comes from, starting with the basics!
Home Buying

Assumable Mortgages Explained: The Appeal and the Pros and Cons

Becoming a homeowner by taking over someone's mortgage can be especially beneficial in times of high interest rates.
Home Loans

What Is Pre-Foreclosure and How Does It Work?

In this early stage of foreclosure, homeowners have several options to save their home.
Getting Started

Seller Financing: How It Works, Pros And Cons, And If It’s A Right Move For You

Gain a better understanding of seller financing, how it works, and the pros and cons from a buyer and seller perspective.
Home Loans

Guide to a House Property Deed

Clear explanations for every part of the document that officially makes you a homeowner.
Solar Basics

NCM Batteries Explained

Learn more about the intricacies of an NCM battery, its maintenance as well as the impact of these batteries on the environment.
Getting Started

What Is An Easement?

Easement in real estate explained.
Getting Started

What Is a Warranty Deed—Top Things You Should Know

Find out what a warranty deed is, learn the benefits, and see if it’s the right real estate move for you.
Major Purchase

Tax Lien Investing Explained

In many states you can buy the right to collect someone's tax debt and charge high interest, but proceed with caution.
Getting Started

How to Find Out Who Owns a Property

Are you trying to find out the ownership details of a particular home or property? We discuss numerous avenues to determine a property's owner.
Home Loan

How Do I Get a USDA Home Loan?

Discover if a USDA home loan is right for you and if you qualify.
Energy Saving Tips

Why Is My Gas Bill So High? Top 5 Reasons

Are you wondering why your gas bill is so high? If so, read this article to check out the most common reasons for this problem!
mortgage