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By Marisa Schley

Here's Why Your Debt-to-Income Ratio Is So Important

A low DTI paves the way for a competitive mortgage.

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Looking for a Home Loan? Learn About DTI and How It Affects Your RatesIs there anything better than getting a low interest rate on your mortgage? A low rate has the potential to save you thousands over the life of a loan. That's why those who are looking to get a mortgage work hard to set themselves up for success.What's a great way to show lenders...
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Appreciation in real estate

The Importance of Appreciation in Real Estate for HELOC Providers

The Importance of Appreciation in Real Estate for HELOC Providers - For providers of Home Equity Line of Credit (HELOC) services, understanding and leveraging the importance of appreciation can be a game-changer. Read on to find out more.
Condo vs. co op

Condo vs. Co-Op: Which Property Type Offers a Bigger HELOC?

Condo vs. Co-Op: Which Property Type Offers a Bigger HELOC? - When it comes to real estate investment, the choice between a condominium (condo) and a cooperative apartment (co-op) can be daunting. Read on to find out more.
Home building tips

HELOCs and Construction Costs: Managing Expenses Effectively

HELOCs and Construction Costs: Managing Expenses Effectively - Home Equity Lines of Credit (HELOCs) have emerged as valuable tools in managing expenses effectively during the home-building process. Read on to find out more.
Refinancing a Second Mortgage

Why Getting a HELOC Is Better than Refinancing a Second Mortgage

Why getting a HELOC is better than refinancing a second mortgage: Understand the benefits of flexible borrowing and potential savings in interest.
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Thinking of Getting a HELOC for Relocation? Check Out These Factors When Choosing the Best Place to Raise a Family

Thinking of getting a HELOC for relocation? Check out these factors when choosing the best place to raise a family.
Solar Basics

The Simple Task of Solar Panel Maintenance

Learn how easy it is to keep a solar energy system operating at peak capacity for maximum money savings.
Solar Basics

Solar From a Home Appraiser's Perspective

Revealed: 3 characteristics of a PV system crucial to a home's value.
Home Buying

Special Warranty Deeds Explained

Some guarantees are better than none: Why special warranty deeds have a place in real estate.
Getting Started

Understanding 7/6 ARM (Adjustable-Rate Mortgage)

For those interested in understanding what a 7/6 ARM is and whether it's the best option for their mortgage needs, this article explores the adjustable rate mortgage type. We'll start by examining the meaning behind each informally-named aspect of a 7/6 ARM - seven and six - to provide an overview of how these particular ARMs work, followed by outlining both their benefits and drawbacks. Finally, when considering if this type of loan is better suited than a fixed-rate mortgage or another adjus
Getting Started

A Comprehensive Guide to Assuming Someone Else's Mortgage

In the wake of some unfortunate situations, such as a divorce or death, transferring a mortgage to someone else is common practice during a sale. Even with outstanding payments, selling the home is possible, so taking over a mortgage is also possible. Some lenders allow mortgage transfers, provided the seller has an assumable mortgage. Get A Free Mortgage Quote What Is an Assumable Mortgage? An assumable mortgage is a home loan a buyer can take over before a home's sale. This is a good
Solar Basics

The Pros and Cons of Solar Battery Storage

If you’ve ever considered the idea of switching to a solar-powered home, and wondered what the fuss was all about, let us make it simple for you. There are some real advantages (like cutting those nasty electricity bills) but also some drawbacks. Weighing these pros and cons of solar battery storage is essential before making such an important investment. So if you want to know exactly why investing in solar energy storage might be a great option - or not - buckle up because here we go! Get
Buying a Home

What Are REO Properties? Pros, Cons, and More

You might see one home listed for much less than its neighbors. What's the deal with REO properties?
Solar Basics

Understanding the Solar Panel Installation Process

If you’ve been researching the feasibility of installing solar panels in your home, chances are you’ve come away with more questions than answers. Understanding the myriad of components, installation options, and financial considerations can make the decision to invest in solar seem daunting. Here, we will take a deep dive into how solar panel installations work, from start to finish, helping make sense of this complex process. After laying out all the facts and details associated with residen
Home Equity

The Home Equity Boost From Going Solar

The verified boost in home value is great enough to offset the installation cost of solar panels.
Buying a Home

What Are HOA Fees?

More than half of all homeowners in America pay HOA fees, but what are they getting for their money?
Getting Started

How to Find Out Who Owns a Property: Your Comprehensive Guide

If you are wondering how to find who owns a property, you have come to the right place. Let’s go through the steps!
Mortgage Refinance

3 Things Homeowners Wish They'd Known About Refinancing

When focusing on lowering their monthly payment, some refi customers lose sight of these other effects of a mortgage refinance.
Getting Started

What You Should Know About Making Rental Income With Your Home

Making money off extra living space in your home is definitely worth considering, but don't go in blind.
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Green Bloggers Share Their Favorite Advice

What are some favorite tips from people who think of saving money and helping the environment all the time?
Home Improvement

A Comprehensive Guide to Determining the Cost to Frame a House

Whether you're building a new home or adding on, construction starts with framing.
mortgage