Refinancing
The Difference Between APR and Interest Rate
Two percentages matter when you're comparing home loans, and one is more important.
Among all the numbers swirling around the topic of mortgages, two determine how much you pay for the loan: interest rate and annual percentage rate.
Everyone knows about interest rates because they go hand-in-hand with any kind of loan. Low interest rates are water cooler conversation, inescapable in advertising, a spark that ignites an interest in...
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Fundamentals
Learning Center: Pros and Cons of 15- and 30-Year Mortgages
No one has a crystal ball to see 15 years ahead, much less 30, but if you can swing a higher payment, a shorter term will save you a lot of money.
Fundamentals
Learning Center: Interest and APR—What's the Difference?
You see two rates when you shop for a loan, and we explain why.
Solar News
Several U.S. Solar Companies Want Trump's Tariffs to Stay
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Green Living
How Green Energy Is Facing the Challenges
Popular and pollution-free energy resources need to scale up and spread out, as the green energy industry well knows.
Home Improvement
Replacing Your Roof? Why Not Go Solar As Well?
Combining both jobs can save you serious cash.
Energy Saving Tips
The 3 Biggest Energy Hogs in a Typical Home and What You Can Do About It
Electricity is America's number one power source, so where is most of the juice going in your home?
Solar Incentives
Energy Prices to Rise 5% by Next Year While Solar Gets Cheaper
Rate trends strengthen home solar's value proposition.
Green Living
Reap the Benefits of Off-Grid Living Without Going Hermit
As scientists increase their understanding of how nature benefits humans, we've learned how to bring the goodness to where we already live.
Solar Basics
How Much Solar Would It Take to Replace Your Energy Bill?
A simplified look at how powerful a solar energy system your house would need for you to replace your energy bill.
Mortgage Refinance
Why Switching Your ARM to Fixed-Rate Is More Important Than Ever
Lock in a low interest rate today before the inevitable climb.
Home Improvement
3 Home Remodeling Facts No One Likes to Talk About
Are you prepared for what's to come?
Getting Started
So You Want to Be a Landlord? How to Run a Credit Check on a Prospective Tenant
The legal way to screen out unreliable tenants and turn extra rooms into extra income.
Mortgage Refinance
5 Signs It's Time to Refinance Your Mortgage
Do any of these situations apply to you?
Mortgage Refinance
How to Calculate the Breakeven Point of a Refi
Getting the ball rolling on a mortgage refinance takes money in the form of closing costs, so how long does the ball have to roll before the savings kick in?
Debt Consolidation
Easily Calculate Your Net Worth
Calculate your net worth to see if your finances are on track.
Mortgage Refinance
Homeowners Are Frantic to Secure Insanely Low Refinance Rates
The Federal Reserve slashed its rate to near zero; that's great news for homeowners!
Mortgage Refinance
50-Year Historic Low Interest Rates As a Result of Fed’s Stimulus Program
How to secure a historically low interest rate. Pay off your mortgage fast!
Household Finances
Homeowners Can Save 20% on Energy Bills With This Appliance Makeover
When your home needs new appliances, remember that one label means energy efficiency, quality assurance, and claims verified by third-party testing.
Household Finances
Spring Clean Your Finances in 5 Easy Steps
It's time for a fresh financial start!
