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By Craig Johnson

Averse Possession Explained

Squatters can become property owners if they meet specific legal requirements. How to protect your real estate.

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Homes are meant to be lived in. Fields are meant to be planted. That's the basis for the Old English laws that give us today's legal framework called "adverse possession." When the real estate owners are absent for a number of years—sometimes decades—while trespassers were living there openly as if they owned it (including performing main...
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Protect Yourself from the Most Common House Buying Scams in the Real Estate Market

With the real estate market booming, it can be difficult to differentiate legitimate opportunities from red flags. Here is how you can protect yourself!
Is Pre-Approval Bad for Credit?

The Impact of a Mortgage Pre-Approval on Your Credit Score

Considering a mortgage pre-approval but worried about your credit score? Discover how pre-approval affects your score and the best strategies to protect your credit.

ARV in Real Estate: How it Influences Home Purchase Decisions

Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Rea
HELOC

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For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
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Property Tax Assessment vs. Property Appraisal: Key Differences

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Home Buying

Deed Restricted Community | All You Need To Know as a First-Time Home Buyer

Are you new to the concept of a deed-restricted community? We'd like to explain what they are, their benefits, potential limitations, and everything you need to know before considering living in one.
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A cash-out refinance from the FHA is available to more homeowners than you might think.
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Buying a Foreclosed Home: Important Considerations and Tips

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Home Buying

Buying a House With Cash: Pros and Cons (Yes, There Are Cons)

We explain the pros and cons of all-cash home purchases, which have been on the rise in recent years.
Buying a Home

5 Ways to Save for a Mortgage Down Payment

Here are five easy things you can do to save for a down payment on a new home.
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The Most Common Mortgage Myths

Breaking down the most common mortgage and home loan myths and facts
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Condominiums vs. Cooperative Apartments: What's the Difference?

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Home Loan Options for Those With Bad Credit

This article aims to explore the available choices for individuals with bad credit who are looking to purchase a house and provide insights into how they can qualify for a mortgage.
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Escrow in Real Estate Explained

Find out the meaning of “escrow” in real estate terminology, how it works, and the process when you buy a house.
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The Importance of Real Estate Agents in the Housing Market

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The Basics of Geothermal Energy

Learn how geothermal energy works and where it comes from, starting with the basics!
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Learn more about the intricacies of an NCM battery, its maintenance as well as the impact of these batteries on the environment.
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Why Is My Gas Bill So High? Top 5 Reasons

Are you wondering why your gas bill is so high? If so, read this article to check out the most common reasons for this problem!
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The Solar Panel Installation Process

The benefits of solar panels are well known (saving money!) but how do you get there?
mortgage