Assumable Mortgages Explained: The Appeal and the Pros and Cons
Becoming a homeowner by taking over someone's mortgage can be especially beneficial in times of high interest rates.
Assumable mortgages can be taken over by someone else, offering buyers and sellers a simpler alternative to the ordinary way property changes hands. When you assume someone's mortgage, you step into their shoes at that point in the loan term, taking over the remaining payments and becoming the home's new owner.
During times of high interest rates, ...
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