Home Loan
All Points Bulletin: What Are Points When It Comes to Mortgages?
What are buying points and discount points? Is refinancing different from purchasing? You have questions, so we get right to the point.
One of the factors that affect the cost of a mortgage are "points." You hear about them in the ads, see them in the fine print. Rates are advertised to be "as low as" some eye-catching number, but the lender often neglects to mention this number only drops so low when discount points are purchased.
What are points when it comes ...
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