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By Craig Johnson

A Personal Loan Can Lift You Out of Credit Card Debt, Raise Your Credit Score

A personal loan is the flexible financial tool that lets you consolidate and pay down debts sensibly.

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Are you tired of making multiple credit card payments throughout the month, always worrying that you might forget one and incur late fees? With a personal loan you can pay off multiple credit cards at once and get yourself out of expensive credit card debt. Just make one convenient monthly payment on the personal loan and forget about different cre...
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land contract

Understanding Land Contracts: A Guide to Home-ownership Without a Mortgage

A land contract is an understanding between a purchaser and a dealer, where the purchaser pays the agent over the long haul. Click here to find out more.
What is appraisal contingency

Appraisal Contingency vs. Financing Contingency: Key Differences and Interactions

What is appraisal contingency? Explore the critical disparities between appraisal contingency and financing contingency in real estate transactions.
how is property tax calculated

Understanding Property Tax Calculation: What Aspiring Homeowners Should Know

Property tax is one of the main expenses that homeowners have to bear. Learn how to calculate property tax, what factors affect it, and how to reduce it.
Refinancing appraisals

Refinancing Appraisals: What Are They and Why Are They Important?

Explore the world of refinancing appraisals and their importance in the insurance landscape. Stay informed to make sound decisions.
Zero-Lot-Lin

Zero Lot Line Homes Vs. Traditional Homes: Key Differences and Comparisons

Do you want to know how zero-lot-line homes differ from traditional homes? Read on to find out everything you need to know to make a wise property choice.
Refinancing Second Mortgage

How to Refinance a Second Mortgage: A Step-by-Step Guide

Considering refinancing your second mortgage? Discover the pros and cons of refinancing and learn how to navigate this financial decision with our step-by-step guide.
First Time Home Buyer Tax Credit

Mortgage Loans and First-Time Home Buyer Tax Credits – A Quick Guide for Aspiring Homeowners

Are you looking to buy your first home? Learn about first-time home buyer tax credits and mortgage options in our comprehensive guide for aspiring homeowners.
how to save for a down payment

4 Effective Tips for Saving for a Down Payment

Achieving the dream of homeownership can be intimidating. Here, we will discuss how to save for a down payment for your new home.
how often do sellers pay closing costs

Closing Costs in Real Estate: Who Typically Pays for What?

Are you confused about closing costs? Click here to learn what closing costs are, who typically pays for what, and how you can estimate and reduce your closing costs.
townhouse vs condo

Townhouse vs. Condo Financing - Key Differences Owners Should Know About

Discover the essential difference for a townhouse vs. condo, guiding your choice in property ownership. Explore the key differences today.
What is endorsement in insurance

Insurance Endorsements: Customizing Your Policy to Fit Your Needs

Insurance endorsements are the key to personalizing your coverage. Read on to discover how to effectively tailor your insurance and protect your assets.
Construction Loan

7 Money-Saving Tips for Building a House Through a Construction Loan

Building a house through a construction loan is an exciting endeavor. Read on to discover tips for saving money.
Buying a Home

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or de
Fundamentals

A Quick Guide to Joint Tenancy With Right of Ownership

As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spouse will get ownership o
Buying a Home

What Is a Tax Assessment on a House?

Tax assessments on houses are not only complicated but can also be confusing and intimidating. They have an immense effect on not only determining your total amount due every year but also on which services you have access to! In this blog post, we'll dive deeper into the intricacies behind house assessments, such as what affects them and when you should consider contesting yours. Read till the end to master all there is about property taxes - from assessing values to understanding exactly whe
Solar Basics

NCM Batteries Explained

Learn more about the intricacies of an NCM battery, its maintenance as well as the impact of these batteries on the environment.
Energy Saving Tips

Why Is My Gas Bill So High? Top 5 Reasons

Are you wondering why your gas bill is so high? If so, read this article to check out the most common reasons for this problem!
Solar Basics

The Solar Panel Installation Process

The benefits of solar panels are well known (saving money!) but how do you get there?
Solar Basics

Pros and Cons of a Solar Panel Lease

Considering investing in a solar panel lease? You need to understand some pros and cons before making the final decision.
Solar Basics

All About Solar Inverters: Which Is Right for Your Home?

The optimal solar energy system for your home will rely on one of three solar inverter types, and we explain the pros and cons.
mortgage