What is endorsement in insurance
Roof Pitch for Solar Panels: Best Angles for Maximum Efficiency
Roof Pitch for Solar Panels: Best Angles for Maximum Efficiency
Under optimized solar panel positioning, your system collects radiation from the sun to create peak energy output, which directly reduces your power expenses. Sounds ideal, right? Your solar panel performance depends heavily on the rooftop angle. Many people seek the optimal roof slope for solar panel installation as they wonder about its ideal con...
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Construction Loan
7 Money-Saving Tips for Building a House Through a Construction Loan
Building a house through a construction loan is an exciting endeavor. Read on to discover tips for saving money.
Buying a Home
A Quick Guide to Securing a Mortgage for a Deed-Restricted House
Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or de
Fundamentals
A Quick Guide to Joint Tenancy With Right of Ownership
As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spouse will get ownership o
Getting Started
Understanding Mortgage Contingency When Buying a Real Estate Property
If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm o
Home Buying
Everything You Need To Know About Short Sale Homes
If you want to invest and purchase a house and search to buy it at a lower price, consider short-sales homes. It is a safer option for sellers and lenders than foreclosure since the properties are frequently valued at a lower market value. However, short sales homes are more complicated than traditional home sales and might be more risky. Before you decide if the short-sale homes are best for you, continue to read below to understand what it is all about and the steps in buying one. Get A
HELOC
Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners
For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Buying a Home
What Is a Tax Assessment on a House?
Tax assessments on houses are not only complicated but can also be confusing and intimidating. They have an immense effect on not only determining your total amount due every year but also on which services you have access to! In this blog post, we'll dive deeper into the intricacies behind house assessments, such as what affects them and when you should consider contesting yours. Read till the end to master all there is about property taxes - from assessing values to understanding exactly whe
Home Buying
Seller Concessions
Purchasing a dream house might entail a complicated process for the seller and the buyer, where both are searching for ways to make the most out of their revenues or restrict the expenses in the buying process. Understanding the market where you want to purchase the property is crucial should you decide on seller concessions. Continue reading below to find out more about the seller concessions. Get A Free Mortgage Quote What Are Seller Concessions? Seller Concessions, often called sel
Refinance
How to Refinance Your VA Loan With the Rate Reduction Program
A home loans already bring such benefits as lower down payments, no mortgage insurance, and low interest rates, but what happens when rates drop even lower? How can VA homeowners reduce their interest rates? Hello, my name is IRRRL. Get A Free Mortgage Quote Interest Rate Reduction Refinancing Loans An IRRRL is a mortgage product offered by the U.S. Department of Veterans Affairs (VA) to veterans and military families. The loan goes by other names, such as a VA streamline refinance and
Home Loan
What Is Endorsement in Insurance?
Do you have an insurance policy but are confused about what ‘endorsement’ means? Then this article is for you! Endorsement is a key concept of insurance policies, and it affects the coverage provided by your particular plan. In this blog post, we will discuss what is endorsement in insurance, their different types, how they can affect your claim, and when endorsements can be most helpful. Get A Free Mortgage Quote Understanding Endorsements in Insurance Insurance endorsements are impo
Buying a Home
What Are Seller Concessions: A Comprehensive Guide for Homebuyers
In this article, we'll help you understand the concept of seller concessions, shedding light on what they are, how they work, and why they matter.
Getting Started
Averse Possession Explained
Squatters can become property owners if they meet specific legal requirements. How to protect your real estate.
Refinance
Refinance Checklist: What Are Your Goals? (#1)
We help you decide what you want from a mortgage refinance, because the possibilities are numerous.
Buying a Home
All About Special Warranty Deeds
What is guaranteed and what is not when you buy or sell real estate with a special warranty deed.
Solar Basics
HOA Solar Panel Restrictions
Solar panels and homeowners associations HOA: Questions and answers!
Solar Basics
Solar Panel Maintenance
If you're looking for answers on how to ensure your solar panel system runs at optimum capacity, read further- we'll guide you through some handy tips on maintenance!
Solar Basics
All You Need to Know About Different Solar Inverter Types
In this article, we discuss the different solar inverter types so you can make an informed decision and Invest wisely.
Energy Saving Tips
This Logo Can Save You 20% on Energy Bills
Look for this label if you want energy efficiency, quality assurance, and claims verified by third-party testing.
Solar Basics
Avoid These Solar Scams and Maximize Your Savings
What to watch for when you upgrade your home to affordable solar energy.
