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How to Use a Mortgage Calculator to Plan Your Home Purchase

Your First Step Toward Smart Homebuying Buying a home is exciting, but figuring out what you can actually afford can feel overwhelming. That’s where a mortgage calculator becomes your best friend. Instead of guessing or waiting for a lender to run the numbers, you can quickly see what your monthly payment might be — and how changes to the price, down payment, or loan term affect it. Lendgo’s calculators make this process easy and practical. They give you the power to plan ahead and connect you

Top Mortgage Trends in 2025: What Homebuyers Need to Know

What’s Shaping Mortgages Right Now 2025 is shaping up to be a big year for homebuyers and homeowners thinking about refinancing. Mortgage rates, home prices, and housing supply are all shifting, which means staying informed can help you make better decisions. With Lendgo, you can go beyond simply reading about these trends. You can see how they affect your buying power and compare offers from real lenders so you can act quickly. Trend 1: Rates Are Easing but Still Higher Than Pre-2020 Mortg

Understanding Debt-to-Income Ratio

Why Your DTI Matters When you apply for a mortgage, lenders don’t just look at your credit score—they also look at your Debt-to-Income (DTI) ratio. This simple number is one of the most important factors in determining whether you’re approved for a loan and what kind of rates you’ll receive. The good news? Once you understand how DTI works, you can take steps to improve it, giving yourself a stronger shot at approval and better terms. Lendgo helps you go beyond just understanding DTI. We conn

VA Loans: Benefits, Eligibility, and Application Tips

VA Loans: One of the Best Benefits of Military Service If you’re a veteran, active-duty service member, or surviving spouse, a VA loan is one of the most powerful homebuying tools available to you. VA loans make homeownership more accessible by eliminating many of the barriers other buyers face—like saving for a big down payment or paying for private mortgage insurance (PMI). With Lendgo, you can compare VA loan offers side by side and make lenders compete for your business, so you can take fu

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What Is Private Mortgage Insurance (PMI), and How Can You Avoid It?

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What is Multi-Level Home Insurance?

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What is the Sales Comparison Approach?

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What is an Asset Statement?

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Does FHA Loans Allow Non-Occupant Co-Borrowers?

What is an FHA Loan? An FHA loan is a government-backed home loan. It enables people to purchase homes, even if their credit isn’t perfect or they can’t afford a large down payment. These loans are particularly valuable for first-time homebuyers. Get A Free Mortgage Quote One of the useful features of FHA loans is that they allow you to have someone else help you qualify to purchase your home—even if they won’t be living in the home once the loan is approved. This is known as a non-occup

Which is Best for You: Home Refinance vs. HELOC

If you’re in need of cash and you own a home, you may have heard that there are some popular options: You can do a cash-out refinance, or you can take out a home equity loan (also known as a second mortgage). They both allow you to borrow money using the value of your home, but they do so in different ways. Get A Free Mortgage Quote To help you decide which could be best for you, this guide will go over each in simple terms without using technical terms. What is Home Refinance? Gettin

Types of Thin-Film Solar Panels Efficiency, Cost, and Applications

The renewable energy industry heavily depends on solar power because its developing technologies provide various solution options for residential home developers and commercial organizations, and utility-scale operators. Get A Free Solar Quote Commercial solar power markets offer thin film solar panels as a substitute for crystalline silicon to provide light structures combined with elegant forms and adaptable features. The market accepts several thin-film options, but performance rates to

Solar Panel Warranties What They Cover and How Long They Last

The setup of solar panels proves to be a wise monetary choice. Solar panel systems lower electricity expenses and boost house prices, and enable self-sustaining renewable power usage for extended periods. Get A Free Solar Quote Among all the vital aspects to evaluate in a major financial investment, such as solar panels, lies the warranty, which gets little attention. The understanding of solar warranty terms, including coverage scope and duration, allows you to avoid massive costs and str

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Solar Leases vs PPAs What's the Difference and Which is Better?

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How Much Does a Mini Split Cost? Installation and Operation Costs

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How Many Watts Does a Light Bulb Use? LED vs Incandescent

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Protect Your Privacy

What Is FCRA Compliance?

Enter Any Name, Wait 7 Seconds, Brace Yourself!

Enter anyone's name and get a background check in seconds. You'll be surprised by what you can dig up on anyone you know.

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Background Search Basics

MVR (Motor Vehicle Report) Background Checks: Explained

Gain a better understanding and the significance of MVRs for companies, their purpose, and their importance.

Protect Your Privacy

Does a Background Check Show Employment History?

We explain how much of a person's job history can be revealed in a background report.

Protect Your Privacy

Public Records That Can Harm Your Credit Score

Any public record on your credit report is a mark against you, but some are worse than others.

Background Search Basics

Why an Internet Search Isn't Enough for a Detailed Background Check

We’ll discuss the cons of an internet search and why you should use a professional background check service to get your desired answers.

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