Refinancing
Gov't Will Cover Cost To Install Solar Panels In These Zip Codes
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Home Buying
The Pros and Cons of Adjustable-Rate Mortgages (ARMs)
Buying a home comes with one of the biggest financial decisions you’ll ever make: choosing the right mortgage. For many buyers, especially in today’s changing market, an adjustable-rate mortgage (ARM) can look appealing. Lower initial rates can make homeownership more affordable up front — but it’s important to understand how these loans work and what trade-offs they come with. At Lendgo, we help you look beyond the numbers to see how your loan choice fits your long-term goals. Whether you’re b
Home Buying
Understanding VA Loans
Buying a home is one of the biggest financial steps you’ll take — and if you’re a veteran, active-duty service member, or surviving spouse, you may qualify for a program designed specifically to make that dream easier to achieve. A VA loan is more than just a mortgage; it’s a well-earned benefit that offers affordable homeownership opportunities for those who’ve served. At Rate Simple, we believe in making the path to homeownership as clear and supportive as possible. Let’s break down what VA l
Home Buying
Debt-to-Income Ratio and Mortgage Approval
When you apply for a mortgage, your credit score isn’t the only number lenders look at. One of the most important — and often misunderstood — factors in mortgage approval is your Debt-to-Income (DTI) ratio. At Rate Simple, our goal is to help you understand how lenders make their decisions so you can take control of your financial future. Let’s break down what DTI is, how it’s calculated, and how it affects your ability to get approved for a home loan. What Is a Debt-to-Income (DTI) Ratio? Y
Refinancing
How to Navigate Mortgage Forbearance and Loan Modifications
Home Buying
What Happens If You Miss a Mortgage Payment?
Home Buying
How to Buy a Home with Bad Credit: Tips and Options
Refinancing
When Does it Make Sense to Refinance?
Home Buying
Mortgage Loan Process: Step-by-Step Timeline from Application to Closing
Understanding the Mortgage Journey Buying a home is exciting, but the mortgage process can often feel like a maze of paperwork, approvals, and waiting periods. The truth is, the path from application to closing doesn’t have to be confusing — especially when you know what to expect. At Lendgo, we help simplify every step of your mortgage journey. By comparing lenders and understanding how the process works, you can move forward with confidence, knowing you’re making smart decisions every step o
Energy Saving Tips to Lowering Your Electricity Bill
If you commonly get high electric bills, don’t worry—you can reduce them just by making simple home changes. You don’t have to spend much or buy expensive technology to help the environment. A lot of the finest tips only involve making tiny adjustments in your habits. Get A Free Solar Quote The guide suggests simple energy-saving tips to help you use less electricity and put more money away. Why Energy Saving Matters Using less electricity saves you cash and helps the environment. Whe
Energy Saving Ideas for Every Room in your Home
Reducing energy use at home helps you save on power bills and supports the planet. The energy needs in each room of your home are not the same. Making just a few changes and choosing carefully will help you save money and energy. We can look through every area in your home to spot where you can save money. Get A Free Solar Quote Kitchen: Save While You Cook and Clean The kitchen is one of the busiest places in the house and uses a lot of energy. Here's how to use less: * Choose Newer
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Background Checks
Behind the Scenes of Background Checks: What Employers Want to Know
Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Background Check Topics
Behind the Scenes of Background Checks: What Employers Want to Know
Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Background Search Basics
Fair Credit Reporting Act (FCRA): How It Shapes Background Checks and Your Rights
Background checks are a typical and crucial step in the recruiting process for many businesses since they may be used to confirm an applicant's identification, education, job history, references, criminal history, and credit history. Background checks, however, may also have a substantial influence on the impartiality, accuracy, and privacy of the data that employers gather and utilize. To control the gathering, sharing, and utilization of consumer information by consumer reporting organizations
Background Check Topics
Understanding How Far Back Fingerprint Checks Reach
Fingerprint background checks are a frequent means of authenticating a person's identification and criminal history, particularly for positions requiring high security or trust. Many consumers, however, are unclear about how far back these checks may go and what type of information they can uncover. This article will teach you the fundamentals of fingerprint background checks, such as how far back a fingerprint background check may go and how long fingerprint data are kept on file. Run A Fr
